How to Earn Money Online Without Investment

For most new people wanting to make money online, they want to test the waters but do it for free. This is actually how I looked at it when I first started out. I wanted something that required no investment, was easy to do, and was legitimate.

If you are wanting to know how to earn money online without investment, you may be interested to know about the methods I had success with when I first started out. With that being said, here are some of the things I tried when I first started making online that required no investment on my part.

GPT Sites

GPT sites, more specifically get paid to complete offer sites, were one of the very first methods I tried to make free money online. I remember signing up to several of these sites hoping to make a lot of free cash online.

Here are my thoughts on this.

First, it was easy, legitimate, and required no investment. I really liked the concept of get paid to complete offer sites. The only downside is that doing these types of sites won’t make you a lot of money.

I would say if you went the 100% free route and did your best to get referrals and participate in contests on these sites, your earnings could range from $20-$300+ a month. That is if you stay consistent.

If you want to earn money online without investment, gpt sites are a good way to start especially if you are just wanting to test the waters and actually make some extra free cash online. For more information, check out my Top 6 Legitimate GPT Sites

PTC Sites

PTC stands for paid to click. You basically get paid money to click on ads. It doesn’t require any investment and it is a very simple concept. View advertisements for a specified period of time and get paid .o1 or .02 cents for doing so.

I actually tried this out but I didn’t really like the low income potential when going the free route. The free route just means you click on advertisements, view them, and try to get referrals the free way to increase your earnings.

There are certain ptc sites where you can purchase referrals and earn more money but we are talking about how to earn money online without investment so that wouldn’t be relevant in this case.

I would only recommend this method for those wanting to make a small amount of money for free.

If you want to check out some PTC sites that I actually made some extra cash with, you may want to check out this post: Legitimate PTC & PTR Sites Worth Mentioning

Online Surveys

This was actually one of my favorite ways to make money online for free when I was just starting out. When you fill out online surveys, it really doesn’t require anything but your time.

You don’t need to make any investment or have any special skills. It’s a free, easy, and legitimate way to earn some extra cash online. All you need to do is sign up to some online survey sites, give your opinion, and get paid. It is that simple.

If you think this is a good route for you, I have written up two helpful articles about making money online with survey sites. You can access them by clicking either of the following links.

How to Earn Money With Online Surveys

List of legitimate Online Survey Sites That Pay

Affiliate Marketing

I will admit that this method isn’t going to be so easy as the other methods I have mentioned already. This one actually requires that you learn a bit about the different ways you can use affiliate marketing to make money online.

Although it does require you to educate yourself on how it works and what it involves, you can start with no investment. I actually went into affiliate marketing using free methods and I am proud to say that I made a good bit of money.

If you don’t know about affiliate marketing, I highly suggest you read my article Earn Money With Affiliate Marketing to get an idea of how it works.

You can also check out the articles under the Affiliate Marketing category if you want some information on how you can get started making money marketing affiliate products and offers using different programs and methods.

Offering Services Online

One last method I want to mention briefly is offering a service online. A service can be anything you can do for someone. For me, it was writing articles and providing content.

If you are good at something like web design, programming, and writing to name a few, you can make money online without an investment on your part.

All you need is a place to reach people looking for your services. Freelance websites and webmaster forums are a great place to start. You can even head over to Fiverr and offer your services there.

You can sign up to most of them for free and market your services. Just make sure you abide by the rules. If you need some quick references, I would check out Odesk, ELance, Digital Point Forum, WickedFire (Forum), and Fiverr.

The following post goes into more detail about offering services online to make money: How to Earn Money Offering Your Skills & Services Online

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10 thoughts on “How to Earn Money Online Without Investment

  1. Cool, I may have to check out some of those survey sites. The problem I always found when looking into them was that there are so many illegitimate ones out there that it makes me discredit all of them, real ones included.

  2. I can appreciate articles like this, at a time when it is difficult for many to make money. Easier ways to make income, can be a substanitial boon for those looking for it. A good read.

  3. Thanks for stopping by Sire. I totally agree with you. And making money blogging has the better earning potential compared to online surveys.

  4. I’ve used, and actually still use, online surveys and they’re a great way to make extra cash but it’s never enough to make a living off.

    I make most of my money online through blogging via adsense, paid posts and affiliate marketing.

  5. When I first looked into making money online I definitely wanted to do it without any investment. I am currently working with paid survey, gpt, and ptc sites. However, I decided that I also wanted to give blogging a try and that’s when making money without any investment came to an end. I realized that if I was serious about making money online from blogging, I needed to buy a domain name and pay for webhosting.

    For individuals looking to make easy money online without any investment, I would also have to recommend working with paid survey, gpt, and ptc sites. I have been able to make over $500 from working with these types of sites. If anyone would like to read my reviews or see my payment proof feel free to check out my blog.

  6. I think that you left out an important method of making money online that is free. That would be Adsense. Of course, it’s free to join the program but the misconception is that you have to have a website to join. This is incorrect as you can just start a blog at, for free and eventually get an adsense account.

    • You can make money with Google Adsense for free and without a website no doubt. I was just posting the stuff I did when I was first learning to make money online. Thanks for you comment.

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